Financial assistance for cessation of activity for self-employed workers

• Financial, technical, organisational or production-related causes.  
• Force majeure. 
• Loss of administrative permit. 
• Domestic violence. 
• Divorce or marital separation agreement. 

• Registered in the special regime.  
• Minimum period of contribution of at least 12 months in the twenty-four months immediately preceding the termination of activity, including the month of the triggering event 
• Commitment to activity and active willingness to return to the labour market. 
• Not be entitled to the contributory retirement pension.  
• Be up to date with payment of contributions in the special scheme and comply with labour obligations if you have employees under your charge.

The benefit can be requested by filling in and submitting the application form with FREMAP application form.

Provided an emergency declaration has been made by the competent public authority, which affects the activity of a work sector or centre and that causes a reduction in the self-employed worker's income of at least 75% with respect to the same period in the previous year, provided the monthly income does not reach the minimum wage or the contribution basis the individual was paying, if lower.

• In addition, the same eligibility requirements must be met as for the ordinary benefit due to the permanent termination of activity, except for work termination in the special scheme, in which case the benefit is compatible with reduced working hours.
• The provisions of Article 331.1.b of the General Social Security Act are applicable.
• The amount of the benefit shall be 50% of the contribution basis, calculated using the average of the bases for which contributions were made during the continuous twelve-month period immediately prior to the termination of activity. No high or low limits shall apply, depending on the family circumstances of the recipient. The maximum period to receive the benefit will depend on the previous contribution for termination of activity, in the same way as with the ordinary benefit for the permanent termination of activity
• The benefit can be requested by filling in and submitting the application form with FREMAP application form.

Provided that:

• The working hours of all the employees are reduced by at least 60%, or at least 60% of the staff has been laid off.
• The ordinary income or sales, as reported to the tax agency, have seen a year-on-year reduction of at least 75% in the two fiscal quarters prior to the application. 
• The monthly net income of the self-employed worker during these quarters from all the economic, business or professional activities is less than the minimum wage or the contribution basis the individual was paying, if lower. 

In addition, the same eligibility requirements must be met as for the ordinary benefit due to the permanent termination of activity, except for work termination in the special scheme and the closure of the establishment, in which case the benefit is compatible with reduced working hours.

The provisions of Article 331.1.a.4 of the General Social Security Act are applicable. 

The amount of the benefit shall be 50% of the contribution basis, calculated using the average of the bases for which contributions were made during the continuous twelve-month period immediately prior to the termination of activity. No high or low limits shall apply, depending on the family circumstances of the recipient. Together with the financial benefit, the mutual society will pay 50% of the special scheme benefit directly to the recipient, who is responsible for paying all the contributions to the General Treasury of the Social Security Institute. The maximum period to receive the benefit will depend on the previous contribution for termination of activity, in the same way as with the ordinary benefit for the permanent termination of activity. 

The benefit can be requested by filling in and submitting the application form with FREMAP application form.